Dividend Rates

For more information contact us at 318.397.4243

OPEN AN ACCOUNT

With our competitive dividends, your money will thrive!

Regular Savings Account Rates

Balance TiersAPR*APY**
$100.00 - $5,000.000.15%0.15%
$5,000.01 - $15,000.000.20%0.20%
$15,000.01 - $50,000.000.25%0.25%
$50,000.00+0.40%0.40%
  • Minimum balance to earn dividends is $100.00
  • Make up to 2 withdraws per month
  • Unlimited deposits
  • Open up to 4 savings per account to support various savings goals
  • Rates are variable and subject to change
View Details
 

 

Club Account Rates

TypeAPR*APY**
Christmas Club0.20%0.20%
Vacation Club0.20%0.20%
  • There is no minimum balance requirement to earn dividends
  • Unlimited deposits
  • Rates are variable and subject to change
  • Christmas Club - the entire balance will be transferred to another account of yours on or after November 1 and the account will remain open.
  • Vacation Club - the entire balance will be transferred to another account of yours on or after June 1 and the account will remain open.
View Details
 

Checking Account Rates

TypeAPR*APY**
Regular Checking0.05%0.05%
Youth Checking0.05%0.05%
Senior Checking0.05%0.05%
Empower Checking0.05%0.05%
  • Minimum balance to earn dividends is $500.00
  • Dividends credited monthly
  • Unlimited transactions (excluding Empower Checking)
  • Open multiple checking accounts to support your budget style
View Details
 

Share Certificate Rates — $1,000.00 – $10,000.00

TypeAPR*APY**
6 months4.50%4.50%
12 months4.00%4.00%
24 months3.50%3.50%
  • Minimum balance to open is $1,000.00
  • Dividends are credited to your savings account monthly
  • APY is fixed for the term of the certificate
  • Auto renewal is available but rate is subject to change
  • Early withdraw penalty may apply
View Details
 

 

Share Certificate Rates — $10,000.01+

TypeAPR*APY**
6 months4.50%4.50%
12 months4.00%4.00%
24 months3.50%3.50%
  • Minimum balance to open is $10,000.01
  • Dividends are credited to your savings account monthly
  • APY is fixed for the term of the certificate
  • Auto renewal is available but rate is subject to change
  • Early withdraw penalty may apply
View Details
 

IRA Savings Rates

TypeAPR*APY**
IRA Savings1.50%1.51%
  • Minimum balance to earn dividends is $100.00
  • Dividends are credited to your IRA share monthly
  • Available for Traditional, Roth, and SEP IRAs
  • Rate is subject to change
  • Early withdrawal penalty may apply
View Details
 

*APR = Annual Percentage Rate. | **APY = Annual Percentage Yield. | Rates are effective as of 04-01-2025.
Rates are subject to change at any time and are not guaranteed.
Sevenfold Federal Credit Union is federally insured by the National Credit Union Administration.

HOW CAN WE HELP YOU?

Contact us with your questions!

How Can We Help

Ready to make your financial goals a reality? Contact us today and let's get started!

Apply for a Loan
Open Account
Contact Us