Checking Accounts

For more information contact us at 318.397.4243

OPEN AN ACCOUNT

No stress, just banking with Sevenfold!

Our checking accounts are packed with features and benefits designed to save you time and keep your money in check. Say hello to a world of convenience.

YOUTH CHECKING

It’s GOATed!

  • No monthly service charge
  • No minimum balance required
  • Mastercard debit card, with card control
  • Higher dividends
  • Apple Pay & Google Pay available
  • Mobile App/Online Banking
  • Parental supervision

Everyday Checking

Can’t function without it.

  • No monthly service charge
  • No minimum balance required
  • Mastercard debit card, with card control
  • Monthly Dividends (minimum balance required)
  • Apple Pay & Google Pay available
  • Mobile App/Online Banking with mobile check deposit
  • Overdraft protection
  • Access to Co-op Shared Branching Network
  • Bill Pay including person to person payments
  • Early Pay get your money faster

Senior Checking

MA (Mature audiences only)

  • 55+ only
  • No monthly service charge
  • No minimum balance required
  • Mastercard debit card, with card control
  • Monthly Dividends (minimum balance required)
  • Apple Pay & Google Pay available
  • Mobile App/Online Banking with mobile check deposit
  • Overdraft protection
  • Access to Co-op Shared Branching Network
  • Bill Pay including person to person payments
  • Free checks
  • Fraud protection and security alerts

MASTERCARD DEBIT CARDS

The Sevenfold debit card is your key to everyday spending.

  • Surcharge-free withdrawals from Culliance Network ATMs
  • Digital Wallet availability
  • Instant card replacement
  • Fee-free withdrawals from Sevenfold FCU ATMs
  • PIN Protection
  • 24-hour fraud monitoring

For ATM and one-time debit transactions, you must opt-in to our overdraft protection plan for coverage. Without your consent, these transactions may not be covered. Some restrictions may apply.

EMPOWER CHECKING: Bank On Certified

An account designed to Empower your journey to financial readiness.

 No monthly service charge

Monthly Dividends (minimum balance required)

Low Fees and Transparency

Access to certified financial counselors

No minimum balance required

Mobile App/Online Banking with mobile check deposit

Mastercard debit card, with card control

Access to Co-op Shared Branching Network

Apple Pay & Google Pay available

Bill Pay including person to person payments

Sevenfold Federal Credit Union Bank On Badge 2025-2026

BANK ON CERTIFIED

We are proud to announce that our Empower Checking account has earned the prestigious Bank On Accreditation. This means our account meets the high standards set by the Bank On National Account Standards, ensuring you receive a safe, affordable, and accessible banking experience.

What is Bank On Accreditation?

Bank On is a national initiative that aims to ensure everyone has access to safe and affordable financial products and services. Accounts with the Bank On seal of approval meet stringent criteria for low cost, high functionality, and consumer safety.

Bank On National Account Standards

What is Overdraft Protection? And how do I enroll?

Life happens, and sometimes your balance doesn’t keep up. With Overdraft Protection, you can handle those “oops” moments like a pro. If an item tries to clear your checking account and the funds aren’t there, we’ll automatically transfer funds from your savings account. Sure, there’s a $2 fee each time, but it’s a small price to pay to avoid the hassle of returned items.

  • Covers checks, debit card items, pre-authorized automatic debits, and more.
  • $2 fee per transfer.
  • Avoid return fees

If you would like this enroll, please contact us at 318-397-4243 or send us a secure message via your mobile app.

What is Early Pay?

Early Pay is a feature that allows you to receive your direct deposit funds up to two days earlier than your scheduled payday. Timing may vary depending on your employer or benefits provider.

Will a checking account help build my credit?

A standard checking account does not directly build your credit since it doesn’t involve borrowing or repayments. However, responsible account management—such as avoiding overdrafts—can help you qualify for credit-building products like loans or credit cards.

HOW CAN WE HELP YOU?

Contact us with your questions!

How Can We Help

Ready to make your financial goals a reality? Contact us today and let's get started!