Escape the cycle of high interest rates with Sevenfold.
Tired of being chained to a high-interest credit card? Roll that balance into a lower-rate card from Sevenfold. Not only will you save money on what you owe now, but you’ll also enjoy future purchases without the high costs.
Start fresh with a credit card that offers:
- No annual fee
- No cash advance fee
- Access to ATMs nationwide
- Low, Fixed Rates
- Accepted anywhere VISA is accepted
- 25-day interest-free grace period
- 24-hour fraud monitoring services
To report fraud on your VISA Credit Card call 1-800-600-5249
Ready to make the switch? Apply today and start enjoying the benefits of a Sevenfold credit card!
*APR = ANNUAL PERCENTAGE RATE. RATE BASED ON CREDITWORTHINESS AND TERM OF LOAN. RATES ARE SUBJECT TO CHANGE AT ANY TIME AND ARE NOT GUARANTEED. ALL LOANS ARE SUBJECT TO CREDIT APPROVAL. NOT ALL APPLICANTS WILL QUALIFY FOR THE LOWEST RATE. SOME RESTRICTIONS MAY APPLY.
Can I transfer a balance from another credit card to yours?
Yes, you can! This could help you take advantage of our lower interest rates and save money.
How can I increase my credit limit?
If you’d like to increase your credit limit, just reach out to us! We may ask for some additional information, such as your income and current credit usage, to help us assess the request.
What should I do if I want to dispute a charge on my credit card?
If you notice a charge you don’t recognize or believe is incorrect, don’t worry! Start by contacting us as soon as possible. You may need to provide some details about the charge and any supporting documents. We’ll guide you through the dispute process and help resolve the issue.
How does credit card utilization affect my credit score?
Your credit utilization—how much of your available credit you’re using—plays a big role in your credit score. Ideally, you want to keep your balance under 30% of your total credit limit. For example, if you have a $1,000 limit, try to keep your balance under $300. Keeping your utilization low shows that you’re responsible with credit, which can help improve your score. If you’re using a larger percentage of your available credit, it might signal to lenders that you’re relying too heavily on credit, which could hurt your score.
How do I report a lost or stolen card?
To report a lost or stolen Visa Credit Card: 1-866-604-0381
To report fraud on your Visa Credit Card: 1-800-600-5249
To report a lost or stolen Mastercard Debit Card: 1-888-263-3370
To report a lost or stolen CU Money Card or CU Travel Card: 1-833-729-2853
HOW CAN WE HELP YOU?
Contact us with your questions!