Real choices, Real possibilities.
Ready to buy a new home or refinance your current one? At Sevenfold, we’re here to help you navigate the world of mortgages with ease. Our dedicated team will answer all your questions and explain your options, so you can find the mortgage that fits your life perfectly. Here’s what we offer:
10-15 YEAR MORTGAGES
Looking for a short-term mortgage option or want to tap into your home’s equity? Our 10-15 year mortgages can be used to consolidate debt, make home improvements, or cover major life events (like college tuition or medical bills). It’s your equity – let us help you unlock its full value.
SECOND MORTGAGES
Need extra funds but want to keep your current mortgage intact? A second mortgage allows you to leverage your equity without disturbing your first mortgage. It’s a smart solution for home improvements, consolidating debt, or handling other large expenses, giving you the flexibility to use your home’s value to your advantage.
MANUFACTURED HOME & LAND MORTGAGES
Interested in purchasing a manufactured home and the land to place it on? We offer flexible mortgage options for purchasing both manufactured homes and land together. Already own the land? Even better. Whether it’s a new or used manufactured home, we’ll help you find the right solution to make your homeownership dreams a reality.
LAND LOANS
Buy dirt. “He ain’t makin’ any more of it.” So why not own a piece? Our land loans give you the power to purchase the property and build your dreams. With straightforward terms and competitive rates, at Sevenfold we make it easy to secure the land you’ve always wanted.
MORTGAGE CALCULATORS
Curious about your monthly payments or how much you can afford? Use our easy-to-use mortgage calculators to explore your options and plan with confidence.
We also work with trusted partners to offer access to additional loan products, including 30-year mortgages, FHA, VA, USDA, and Conventional Conforming loans—all processed directly through us, so you can experience the same personal service you’ve come to expect.
What’s an Escrow Account?
An escrow account may be set up by your lender to pay your annual property taxes and homeowner’s insurance. Your monthly mortgage payment typically includes the monthly portion of taxes and insurance. Contact your mortgage loan originator for more information.
Does Sevenfold charge an application fee or any other loan-related fees to apply for a mortgage?
No, there are no fees to apply for a mortgage loan. If you decide to go forward with the mortgage, fees may be assessed. You will receive thorough documentation of the costs you can expect based on your individual loan circumstances, prior to the closing.
What is an FHA loan?
An FHA loan is a home mortgage that is insured by the Federal Housing Administration (FHA), which is part of the U.S. Department of Housing and Urban Development (HUD). It is designed to make homeownership accessible to people with lower credit scores or smaller down payments. To learn more, visit the link below our contact one of our mortgage loan originators.
Loans | HUD.gov / U.S. Department of Housing and Urban Development (HUD)
What is a USDA loan?
A USDA loan, also known as a rural development loan, is a type of mortgage that was created by the U.S. Department of Agriculture to help first-time homebuyers or those who don’t meet conventional mortgage requirements. These loans are designed to promote homeownership in eligible rural and suburban areas. USDA loans are guaranteed by the USDA Rural Development Guaranteed Housing Loan Program and are popular for their no-down-payment option. To learn more, visit the link below our contact one of our mortgage loan originators.
To chat with one of our friendly mortgage loan officers and get all the details, give us a call at 318-397-4243. Your dream home is just a phone call away!
HOW CAN WE HELP YOU?
Contact us with your questions!